UnitedHealthCare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. As a recognized leader in the health and well-being industry, they strive to:

• Improve the quality and effectiveness of health care for all Americans


• Enhance access to health benefits


• Create products and services that make health care more affordable


• Use technology to make the health care system easier to navigate

UnitedHealth Group is the parent of UnitedHealthCare, one of the largest health insurers in the U.S. It was created in 1977, as UnitedHealthCare Corporation (it renamed itself in 1998), but traces its origin to a firm it acquired in 1977, Charter Med Incorporated, which was founded in 1974. In 1979, it introduced the first network-based health plan for seniors. In 1984, it became a publicly traded company.

About UnitedHealthCare

UnitedHealthCare is committed to the delivery of quality care and its continual improvement. In fact, UnitedHealth Group made significant investments in research and development, technology and business process improvements – nearly $3 billion in the past five years. These investments led to changes that are improving the way care is delivered and administered across the entire industry.

UnitedHealthcare is committed to helping people live healthier lives, by:

• Seeking to enhance the performance of the health system and improve the overall health and well-being of the people we serve and their communities.
• Working with health care professionals and other key partners to expand access to high quality health care so people get the care they need at an affordable price.
• Supporting the physician/patient relationship and empower people with the information, guidance and tools they need to make personal health choices and decisions.

UnitedHealthCare, Inc.

Corporate Headquarters:
450 Columbus Blvd.
Hartford, CT 06103
(860) 702-5000
CEO:
Stephen Hemsley
Employee Number:
75,000
2008 Revenue:
US$81.186 billion

Product Types Offered

Individuals

UnitedHealthCare offers Health Products for individuals, families and sole proprietors under the age of 65 and not eligible for Medicare. UnitedHealthcare has a variety of plans* to help you find the coverage you need at a price you can afford. You can also purchase optional benefits and riders to further increase your coverage.

Our health insurance plans include:

Copay
Designed for individuals and families who prefer the convenience of a traditional copay plan for routine health care expenses. Copay insurance plans offer many of the same features, benefits, and qualifications as traditional employer insurance plans.

Health Savings Account (HSA) 
Lower cost, high-deductible plans combined with a tax-favored savings account for more control over health care expenses. Health Savings Accounts (HSA) combine a lower-cost, high deductible health insurance plan with a tax-favored savings account.

High Deductible
A suitable choice for individuals and families who choose to take responsibility for routine health care expenses. Some individuals prefer to pay a higher deductible, knowing that all subsequent covered expenses will be paid by their insurance plan.

Short Term Medical
Designed to help fill gaps in insurance coverage during times of transition and change. It helps smooth a life transition by making sure you’re never without insurance coverage by offering optional periods of coverage from one to six months. (In Florida, Connecticut and New Hampshire, the range is one to four months.)

Student Coverage
Essential medical-care coverage for students. It offers coverage for essential medical services year-round, on- or off-campus from a leader in the student health industry, backed by the strength of United HealthCare Insurance Company.

Employers

UnitedHealthcare makes it easy to offer your employees affordable, high-quality benefits plans and wellness programs. In addition to their traditional group coverage plans, they offer specialty products like vision and dental insurance. They also provide international coverage, behavioral health and Medicare coverage options for their members.

No matter what your company size or funding preference, UnitedHealthcare has a wide range of affordable benefit solutions to meet your needs. They offer several types of plans:

• Choice
• Choice Plus
• Definity Health Reimbursement Account (HRA)
• Definity Health Savings Account (HSA)
• Managed Indemnity
• Optimum Choice, Inc.
• Options PPO
• UnitedHealth Basics®
• Suite Spot

Medicare Plans
For over 20 years, UnitedHealthcare and its affiliates have offered Medicare plans to people age 65 or older, as well as individuals with certain disabilities.
Today they offer a full range of Medicare options, including:

• Medicare Advantage Insurance and HMO Health Plans
• Medicare Supplement Insurance Plans
• Medicare Part D Prescription Drug Insurance Plans
• Medicare Advantage Special Needs Plans

Today, UnitedHealthcare offers a wide range of plans for all types of needs and budgets. We also have the privilege of serving the one in five Medicare beneficiaries who are enrolled in one of our plans. These include AARP®-branded Medicare Plans, SecureHorizons® Plans, AmeriChoice® Plans, and Evercare® Plans.

Provider Network

UnitedHealthCare has one of the country’s biggest provider networks. You can use UnitedHealthCare’s online provider directory to learn more about doctors, hospitals, other medical services, dentists, vision care providers and pharmacies that work with your UnitedHealthCare plan.

Network Facts:

Membership:
UnitedHealth’s family of companies delivers innovative products and services to approximately 70 million Americans.

Health Care Networks:

1. 589,000+ physicians
2. 80,000+ dentists
3. 4,920+ hospitals
4. Their pharmaceutical management programs provide more affordable access to drugs for 13 million people.

Recent News

Here are some of the most recent news regarding UnitedHealthCare:

UnitedHealthcare's Golden Rule Introduces Cost-Effective Vision and Dental Coverage Options for Consumers in Five States

INDIANAPOLIS (July 1, 2009) – UnitedHealthcare’s Golden Rule Insurance Company has introduced new cost-effective dental and vision care coverage options for individuals and families in Connecticut, Delaware, Indiana, Louisiana and Nebraska.

Over the past year, Golden Rule has introduced dental and vision plans in 27 states and the District of Columbia.

The new dental plans with optional vision coverage are available to consumers of all ages – including Medicare recipients and children – and do not require applicants to have any other insurance plans through Golden Rule or its affiliates. (Continue Reading)

Rating

UnitedHealthCare’s rating, as rated by A.M. Best Company. A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors.

Financial Strength Rating
Rating: A (Excellent)
Financial Size Category: VIII ($100 Million to $250 Million)
Outlook: Stable
Action: Affirmed
Effective Date: June 15, 2009