In 1947, United American Insurance Company established an organization based on four core values: stability,  service,  quality,   and   commitment. Today, UA continues to evolve but remains defined by these principles set more than a half century past. It is by honoring our foundation that we also forge our future and continue to ensure our success.

Stability is an absolute essential in insurance. When selecting an insurance provider, customers want a company they can depend upon to pay claims. Clients invest in a policy and expect that policy to perform when needed. United American has often said it is the company that does what it says it will do. For more than a half century, United American has been meeting the individual insurance needs of its customers.

About United American

United American opened its doors in 1947 to provide life, health, and accident coverage to individuals in Texas. Today, UA operates in 49 states, the District of Columbia and Canada and has more than 700 people in the Home Office working to ensure our customers receive outstanding products, service, and support every day.

Through the years United American has developed an industry reputation for quality written products and financial stability, as demonstrated by the top ratings United American has been awarded. They continue to expand our product selection to meet the needs of the uninsured and underinsured, and actively promote our supplemental products in the workplace as an affordable alternative to those who cannot afford major medical insurance.

United American, Inc.

Corporate Headquarters:
3700 S. Stonebridge Drive
P.O. Box 8080
McKinney, Texas 75070
(972) 529-5085
CEO:
Vern D. Herbel
Employee Number:
676
2008 Revenue:
$1 billion

Product Types Offered

Individuals

Whether you're single, just starting a family or in your retirement years, United American has products and services to fit your needs and budget. Through UA and its affiliated companies, they offer individual and group life and health insurance policies.

United American offers a variety of Hospital and Surgical expense plans for individuals and families. These plans are designed to supplement current health coverage or serve as basic coverage where cost or availability is an issue.

Some of their most popular limited benefit plans include:

• Freedom Signature Series (GSP3, SWL, RT10)    
• Foundation Signature Series (MMGAP, SWL, RT10)
• Tradition Signature Series (INDEM1, SWL, RT10) - California Only
• FLEXGUARD® Plus Hospital & Surgical (GSP2)
• Good Sense Plan Hospital & Surgical (GSP1)        
• Common Sense Plan (CS1)
• HSXC Hospital & Surgical
• SHXC Hospital & Surgical
• SMXC Surgical & Medical     
• MMXC Hospital & Surgical  
• HealthGuard Critical Illness (CILS)  
• Cash Benefit Cancer Plan (CANLS2)
• UA-250 Accident Compensation Plan

Employers

United American and its affiliated companies help employees, labor unions, organizations, and associations provide their member retirees and current employees with quality health and life insurance coverage (minimum 25 lives).

Among the benefits offered, you will find:

• Quality Products:  Medicare Supplement, Under age 65 Health, Life, Cancer, Critical Illness, Accidental Death & Dismemberment, Medicare Part D (Policy Forms)
• Competitive rates
• Participants can choose their own doctors and hospitals
• Program designed to meet your specifications and needs

Medicare Plans

Medicare is the nation’s largest health insurance program, covering 40 million Americans. It was designed to provide high-quality health care to people 65 and over, as well as to others with disabilities.

Since all Medicare Supplement plans are standardized, the only difference in the coverage is the company behind it. There are several factors you should consider about an insurance company before you purchase a product. 

United American offers 9 of the 14 standardized Medicare Supplement policies: A, B, C, D, F, HDF, G, K, and L.

Provider Network

United American has one of the country’s biggest provider networks. You can use United American’s online provider directory, to learn more about doctors, hospitals, other medical services, dentists, vision care providers and pharmacies that work with your United American plan.

Click Here to access United American’s Online Provider Directory

Recent News

Here are some of the most recent news regarding United American:

John Ford was United American Health Care's rainmaker.

John Branston, Memphis Flyer, Dec. 22 2008 -- Back in 2000-2001, the Detroit-based company that manages health care for Medicaid patients was in the ditch. Its publicly traded stock (symbol: UAHC) was selling for around $1. Business was lousy. It was about to lose its management contract with the state of Michigan. Then the company found financial salvation via a lifeline to Memphis and Nashville through Ford.

Using the time-tested Memphis practices of cronyism, strong-arming the state Senate, turning low-income Ford voters into revenue-generating customers, and -- according to a new federal indictment -- corruption, Ford helped turn UAHC around.(Continue Reading)

Rating

United American’s rating, as rated by A.M. Best Company. A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors.

Financial Strength Rating
Rating: A+ (Superior)
Affiliation Code: g (Group)
Financial Size Category: X ($500 Million to $750 Million)
Outlook: Negative
Action: Affirmed
Effective Date: June 11, 2009