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Physicians Mutual Insurance Company

Physicians Mutual Insurance Company provides a portfolio of health and life insurance products, and financial products. It offers hospital and medical, Medicare supplement, cancer, long-term care, annuities, whole and term life, and dental insurance. The company provides insurance through agents. Physicians Mutual Insurance Company was founded in 1962 and is headquartered in Omaha, Nebraska.

Since 1902, the Physicians Mutual® family has been building trust and loyalty … one customer at a time. Through the years, we've stood by our customers in times of need. This unwavering commitment to doing the right thing has been rewarded with stable, long-term relationships and steady growth. Today, Physicians Mutual® is one of the nation's leading insurance companies, helping to provide security and peace of mind to millions of Americans.

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About Physicians Mutual Insurance Company

Physicians Mutual Insurance Company offers reliable health insurance, long-term care insurance and dental insurance coverage while Physicians Life Insurance Company provides important life and Medicare supplement insurance, as well as annuities. Neither Physicians Life Insurance Company nor its agents are connected with or endorsed by the U.S. Government or the Federal Medicare Program.  

Whatever your situation — whether you’re a small business owner, an employee of a small business or an individual looking to help protect yourself and your family — Physicians Mutual Insurance Company has flexible health coverage to help fit your needs and budget.

Physicians Mutual Insurance Company , Inc.

Corporate Headquarters:
2600 Dodge Street
Omaha, NE 68131
402-633-1000
CEO:
Robert A. Reed
Employee Number:
1,410
2008 Revenue:
$490.6 Million

Product Types Offered

Individuals

Health insurance from Physicians Mutual Insurance Company is important — it’s designed to help you pay the covered services you may need, while also offering preventative care benefits.

Whatever your situation — whether you’re a small business owner, an employee of a small business or an individual looking to help protect yourself and your family — they have flexible health coverage to help fit your needs and budget.

Hospital/Medical/Surgical insurance
Hospital/medical/surgical coverage from Physicians Mutual offers the important protection you need at a price that can be easy on your pocketbook. This health insurance can help you pay for the health care services you most likely will need.
They offer two types of limited benefit hospital/ medical/surgical coverage:

  • Primary Plan — can provide an affordable alternative to traditional major medical insurance.
  • Supplemental Plan — can provide additional benefits to help fill the gaps in other health plans. Or, it can work by itself if major medical health insurance is simply not in your budget.

Catastrophic major medical
What if you have a heart attack, stroke or some other catastrophic event? These are major medical expenses that basic health insurance may not cover… which could leave you with high out-of-pocket expenses and mounting debt.

That's where the Affordable Answer™ Plus insurance policy from Physicians Mutual Insurance Company can help. It is catastrophic insurance to help cover some of the most expensive health care costs.

Originally designed to work hand-in-hand with Physicians Mutual’s Affordable Answer™ hospital/medical/surgical insurance to help give you the best coverage possible, it also works as a stand-alone insurance policy.

Hospitalization insurance
Hospital insurance from Physicians Mutual Insurance Company can be a great option — whether you want to enhance your existing insurance or gain new coverage if you are currently without protection.

So just how can this hospital insurance help you? Well, it can help provide protection from the high costs a hospital stay often brings … expenses that can have an impact on your savings and good credit.

Cancer Insurance
Traditional major medical insurance, while providing comprehensive coverage, may have gaps when it comes to critical illnesses (like cancer, heart attack and stroke). In fact, some of the expenses related to cancer may not be covered by traditional Major Medical insurance.

With the Secure Answer Plan from Physicians Mutual Insurance Company — which includes important preventive care services — you can receive benefits for the cancer treatment you may need and the help you deserve, when it counts the most.

You can also choose to receive additional optional rider benefits for heart attack, stroke or coronary artery bypass surgery.

Outpatient Insurance
Outpatient surgery can be very costly. There can be all kinds of expenses beyond the actual procedure … things like lab tests, X-rays, prescriptions and at-home recovery care can all add up to hundreds of dollars.

That's where outpatient surgery insurance from Physicians Mutual Insurance Company steps in. You can use it to help pay your extra expenses and strengthen your overall protection … all at a price that can easily fit your budget.

Medicare Plans

Medicare Supplement insurance can help you pay the bills Medicare may not cover (often called coverage "gaps"). This is important because it can help:

  • Reduce the amount of money you have to spend out of your own pocket
  • Provide more insurance protection than Medicare alone

At Physicians Life Insurance Company, they understand the need for Medicare Supplement insurance and can help you pick the coverage that's right for you.
Depending on the type of coverage you choose, you can receive benefits for:

  • Medicare deductibles, co-payments and coinsurance
  • Hospital stays
  • Skilled nursing facility stays
  • At-home recovery care
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Provider Network

Physicians Mutual Insurance Company has a strong provider network. You can Physicians Mutual’s online provider directory to learn more about doctors, hospitals, other medical services, dentists, vision care providers and pharmacies that work with your Physicians Mutual plan.

Click Here to access Physician’s Mutual Provider Search Online

Network Facts

Membership:
Physicians Mutual protects millions of Americans all across the country:

  • Health insurance policies in force — over 430,000
  • Life insurance policies in force — over 560,000

Recent News

Here are some of the most recent news regarding Physicians Mutual Insurance Company :

Physicians Mutual Selected as one of 2009 Safest Companies

Omaha, Neb., June 15, 2009 – The National Safet y Council, Greater Omaha Chapter has selected Physicians Mutual as one of Greater Omaha’s 2009 Safest Companies. The company’s work and diligence helps make the mission and goals of the Greater Omaha Chapter attainable.

"A safe workplace for our employees is extremely important. We thank the members of the Safet y Committee and Building Services in making this happen," said Larr y Beldin, Senior Vice President of Human Resources.

Physicians Mutual is leading by example and helping make communities and workplaces safer. (Continue Reading)

Rating

Physicians Mutual Insurance Company ’s rating, as rated by A.M. Best Company. A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors.

Financial Strength Rating
Rating: A (Excellent)
Affiliation Code: g (Group)
Financial Size Category: XI ($750 Million to $1 Billion)
Outlook: Stable
Action: Affirmed
Effective Date: August 22, 2008

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