Assurant Health has been in business since 1892 and is the brand name for products underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. Together, these three underwriting companies provide health insurance coverage to people in 45 states. Each underwriting company is financially responsible for its own insurance products.

Primary products include individual medical, small business health insurance, short term health insurance and student health insurance products, as well as non-insurance products and consumer-choice products such as Health Savings Accounts and Health Reimbursement Arrangements.

About Assurant Health

Assurant Health is built on the cornerstone of consumer choice — providing ongoing flexibility and choices in health insurance financing solutions as well as choice of providers. With more than 200,000 local agents that are dedicated to supporting their customers. Assurant Health has a reputation of integrity in honoring its commitments to customers.

With almost 3,000 employees, Assurant Health is headquartered in Milwaukee, Wis., and has operations offices in Minnesota, Idaho and Florida, as well as sales offices across the country.

Assurant Health, Inc.

Corporate Headquarters:
501 W. Michigan St.
PO Box 3050
Milwaukee, WI 53201-3050
800-800-1212
CEO:
Robert B. Pollock
Employee Number:
15,000+ employees worldwide
Revenue:
$8.454 Billion (2007)

Product Types Offered

Individuals

If you're self-employed or not covered by your employer, an individual health insurance plan provides protection and peace of mind for you and your family. High deductible plans are available with Health Savings Accounts: tax-advantaged savings that you can use for your medical expenses.

Currently, Assurant Health offers plans in most states (not offering in Hawaii, Massachusetts, New York, New Jersey, Rhode Island, Vermont and Maine). Plans Offered:

MaxPlanSM
If you want the most extensive coverage — and the most choice — consider Assurant Health MaxPlan. It gives you the security of $3 million in lifetime benefits with the option  to increase to $8 million — one of the highest benefit amounts available. And, if you select  the unlimited office visit copay benefit, you’ll have the convenience of knowing what  you’ll spend each time you see a network doctor.

CoreMedSM Plan
If you want broad coverage at the best value, CoreMed is for you. It’s the most cost-effective plan for both everyday and catastrophic needs. You’ll be able to control your premiums without giving up benefits, and you can still choose to add optional features, like an office visit copay, for more protection and convenience. Providing $2 million in lifetime benefits — with the option to increase to $6 million —CoreMed offers quality and flexibility.

RightStart® Plan
If you want the peace of mind that health insurance brings at the most affordable price, RightStart fits the bill. You’ll get essential benefits for as little as half the price of other popular plans. RightStart is ideal if you are without health insurance or are thinking about dropping your current coverage due to cost. It gives you access to doctors and hospitals — and you’ll benefit from significant discounts on covered medical services.

Health Savings Account (HSA) Plans
If you want the most innovative approach to health insurance, an HSA Plan is the answer. HSA Plans include a health insurance plan and a tax-favored Health Savings Account. The insurance plan protects you from the large medical bills that accompany a serious accident or illness, and the HSA lets you pay everyday medical expenses with tax-free funds.

Short-Term Medical Insurance
Sudden illnesses and accidents can lead to large medical bills. Keep your financial future safe at a price you can afford with Short Term Medical temporary insurance. Coverage starts the day after you apply and you may keep your own doctors.

Currently, Assurant Health offers plans in most states (not offering in Connecticut, Hawaii, Massachusetts, New York, New Jersey, Vermont). Plans Offered:

Employers

Assurant currently offers plans for Small Business Health Insurance (2-50 employees). Assurant Health’s small business health insurance portfolio provides more than just protection. It gives employers peace of mind. That peace of mind comes from the values we provide our customers: choice, efficiency and responsiveness.

The Assurant Health small business health insurance plans are fittingly titled Real Choices. Choices abound with all our plans, whether they are major medical plans, consumer choice plans, or ancillary insurance plans such as dental insurance, life insurance and short-term disability insurance. The Plan Types offered are:

Major Medical

• Real Choices I 
• Real Choices II
• Real Choices III
• Real Choices Indemnity

Consumer Choice Plans

• HSA Plans
• HRA Plans

Self-Funded Products

• Aggregate Stop Loss Insurance
• Specific Stop Loss Insurance

Ancillary Products
Supplemental benefits available with Assurant Health which include dental, short-term disability and life insurance products.

Provider Network

Assurant Health works with several networks, listed below. These are contracted with one or more of the following Assurant Health insurance companies:

• Time Insurance Company
• John Alden Life Insurance Company
• Union Security Insurance Company (health products only)

Not all Assurant Health companies listed above use every network. Networks may vary by product and state.

Click here to browse through Assurant Health’s provider network

Recent News

Here are some of the most recent news regarding Assurant Health:

Assurant Health Helps People Keep Their
Individual Medical Policyholders Can Swap Plans When Economic Situation Changes

Milwakee, Mi., March 24, 2009 — Milwaukee-based Assurant Health, a leading national provider of Individual Medical, Small Group and Specialty health insurance products, is allowing policyholders to change their health coverage if they face economic hardship.

“In these challenging economic times, it is more important than ever for individuals to maintain health care coverage,” said Scott Krienke, senior vice president, Product Lines, Assurant Health.  “We are working with our customers and giving them options to continue health care coverage, including changing to a lower cost plan in our portfolio of affordable plans, if they experience economic difficulties.” (Continue Reading)

Rating

Assurant Health’s rating, as rated by A.M. Best Company. A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors.

Financial Strength Rating
Highest Rating: A (Excellent)
Outlook/Implication: Stable