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Amerihealth

AmeriHealth started more than a decade ago with a single HMO product to meet the need of members living in four counties in New Jersey. Today, AmeriHealth is a family of health care benefits products serving all of New Jersey and Delaware.

AmeriHealth offers quality health care products and services designed specifically to meet the changing health care needs of their customers. With access to hundreds of area hospitals and thousands of providers, AmeriHealth is a leader in employee health benefits in New Jersey, Delaware, and Pennsylvania.

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About Amerihealth

For more than a decade, AmeriHealth has led the way in bringing quality, affordable health care to more than 265,000 people in New Jersey, Delaware, and Pennsylvania.

In its product portfolio, AmeriHealth offers an HMO, a Preferred Provider Organization (PPO), traditional coverage, a Medicare risk program for the senior market, AmeriHealth Mercy Health Plan for Medicaid recipients, and a third-party administration plan, AmeriHealth Administrators®.

Amerihealth, Inc.

Corporate Headquarters:
AmeriHealth
8000 Midlantic Drive, Suite 333
Mt. Laurel, NJ 08054
CEO:
Judith L. Roman
2008 Revenue:
$500M - $1 Billion

Product Types Offered

As AmeriHealth has grown, so have their coverage options. Today, their product portfolio includes:

  • Health Maintenance Organization (HMO) — both referral and non-referral options
  • Preferred Provider Organization (PPO)
  • Point of Service (POS)
  • Dental
  • Vision
  • Supplemental life
  • Prescription drug
  • AmeriHealth Administrators® third-party administrator for self-insured businesses
  • AmeriHealth Casualty ServicesSM — workers’ compensation coverage
  • Medicare programs
  • AmeriHealth Mercy for Medicare recipients

Individuals

Individuals can purchase health care insurance for themselves and family members directly from AmeriHealth without belonging to a group plan.

Health Plans available in New Jersey:

  • AmeriHealth® HMO
  • AmeriHealth 65® HMO
Health Plans available in Philadelphia
  • AmeriHealth 65® HMO
  • AmeriHealth® Mercy

Employers

Amerihealth offers plans for two basic employer groups: Businesses of fewer than 50 employees and businesses of over 50 employees.

Amerihealth offers three types of plans for employers all across the country:

Health Plan
  • AmeriHealth® PPO
  • AmeriHealth® HMO
  • AmeriHealth® HMO Plus
  • AmeriHealth® Point-of-Service (POS)
  • AmeriHealth ® POS Plus
  • AmeriHealth 65® HMO
  • Flex Copay Programs
  • AmeriHealth® Direct POS
  • Flex Deductible Programs
  • AmeriHealth® PPO High Deductible Health Plans
  • AmeriHealth Administrators®
  • AmeriHealth® POS Coinsurance
  • AmeriHealth ® POS Plus
  • AmeriHealth ® POS Plus Coinsurance

 Supplemental Plan

  • AmeriHealth® HMO
  • AmeriHealth® Point-of-Service (POS)
  • Flex Copay Programs
  • AmeriHealth+ FSA
  • AmeriHealth+ HRA
  • AmeriHealth® PPO High Deductible Health Plans
  • AmeriHealth+ HSA Solution
  • Concordia Flex Dental Program
  • Concordia Preferred Dental Program
  • Concordia Plus Dental Program
  • Concordia Choice Dental Program
  • Concordia Access Dental Program
  • AmeriHealth® Vision Program
  • Life & Disability Coverages

Prescription Plan

  • Select Drug Program®
  • Standard Prescription Drug Program
  • Deductible/Coinsurance Drug Program

Medicare Plans

For Medicare beneficiaries who are interested in comprehensive medical coverage, prescription drug coverage, wellness, healthy and active lifestyles, the Medicare Advantage plans can help you cover many of the expenses that Medicare does not.
Amerihealth offers three basic types of plans:

AmeriHealth 65® — Health Maintenance Organization (HMO)
AmeriHealth 65 is a Medicare Advantage HMO plan designed for members who are looking for cost options for monthly premiums and copays. AmeriHealth 65 also offers a Medicare Advantage HMO plan with a Point-of-Service (POS) option. Members have the freedom to see any provider in or out of the network with this HMO plan.

AmeriHealth Rx
AmeriHealth Rx is a Medicare Part D prescription drug plan that provides members two benefit options. One option requires no deductible.

AmeriHealth Advantage
AmeriHealth Advantage provides standard Medicare Part D prescription drug benefits. AmeriHealth Advantage members who have limited incomes may qualify for extra help paying for prescription drugs.

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Provider Network

More than 37,000 primary care physicians and specialists participate in AmeriHealth’s PPO, HMO, and POS networks. Their extensive list of participating providers in the AmeriHealth service area includes more than 230 acute care and rehabilitation hospitals, a number of which are internationally recognized teaching institutions and specialty facilities.

Recent News

Here are some of the most recent news regarding Amerihealth:

Amerihealth's New Small-Group Plans Focus on Wellness
No co-pays charged for preventive services

Mt. Laurel and Iselin, NJ - May 18, 2009 - AmeriHealth New Jersey has entered a multiple-year contract extension with Somerset Medical Center.

Somerset Medical Center is a nationally accredited, 355-bed regional medical center that provides a variety of comprehensive emergency, medical, surgical and rehabilitative services to Central New Jersey residents. It is the only hospital in Somerset County to provide acute care services, and is a major clinical affiliate of the University of Medicine and Dentistry of New Jersey-Robert Wood Johnson Medical School. (Continue Reading)

Rating

Amerihealth’s rating, as rated by A.M. Best Company. A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors.

Financial Strength Rating
Lowest Rating: A-
Highest Rating: A
Outlook/Implication: Stable

Long-Term Issuer Credit Rating
Lowest Rating: a-
Highest Rating: a+
Outlook/Implication: Stable

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